There’s never been a smarter, easier way to bank.
SmartAccount is an all-digital, online-centric bank account with free access to Online and Mobile Banking! It’s really easy to bank with Calumet.
Debit Card Rewards
For easy access to your SmartAccount funds, you’ll receive an Calumet debit card for use at thousands of merchants world-wide. And with our Debit Purchase Rewards program, the more you use your debit card, the more offers you will see in your account. See how Debit Purchase Rewards work.
On the Go
Do you always have your smartphone in hand? If so, you can access your SmartAccount directly on your handheld device. With an intuitive mobile web interface, SmartAccount provides most of the same features you have when using your computer. Learn more about Mobile Web Banking.
For customers without a data plan, Text Message Banking offers access to account balances, fund transfers and verification of transactions. Have this information sent to your phone by sending messages to our short code (454545). Read more about SMS / Text Message Banking.
View recent account activity, transfer funds, pay bills, access your account statements and more, all with un-compromised security, online through your web browser. Using the award-winning FinanceWorks, powered by Quicken, you can also view other accounts from over 16,000 financial institutions, all at a glance.
FinanceWorks, which is included at no extra charge, can simplify your budgeting by tracking your expenses by category, provide reminders to pay bills and help you get organized for taxes by automatically tracking tax deductible expenses. Learn more about FinanceWorks.
Unlimited ATM transactions
Unlimited ATM transactions, regardless of the location, are included with the SmartAccount. Whenever you need cash, Calumet Bank will waive the other bank’s ATM fee in order to make getting cash convenient for you (cross border fees not included).
Checks still Welcome
SmartAccount users are not excluded from using traditional paper checks. Account holders may order pre-printed checks for an additional charge, however there are no additional fees associated with check use.
SmartAccount is entirely paperless* as all statements are generated electronically. Monthly notices with links to your online, electronic statements are transmitted directly to your e-mail account. Talk about an environmentally friendly perk of using SmartAccount!
*Paper statements may be generated and sent on a monthly fee basis.
Get Started with a SmartAccount
Complete the form below, or feel free to call one of our local, friendly personal bankers for more information on SmartAccount.